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Terms of service

Law First Finance maintains this Website (“Website”) to provide general information about us. As used in these Terms and Conditions, “us,” “we,” and “our” refers to Law First Finance and its subsidiaries and affiliates.

Access to and use of this Website is governed by the following terms and conditions (“Terms and Conditions”). By accessing and using this Website, you accept and agree to be bound by these Terms and Conditions, regardless of whether you have read through all of the applicable terms, which are subject to change and revision from time to time without notice. Any such changes will be effective immediately upon being posted to this Website. Each time you use this Website, you should review the current Terms and Conditions and all linked documents, if any. Your continued use of this Website will indicate your acceptance of the current Terms and Conditions.

1. Contact Information


By submitting your contact information, including your name, phone number, mobile phone number, and email address, you understand that we or a related or unrelated company may contact you by email or phone to discuss your inquiry and you consent to this contact. You also understand that you may receive SMS/text messages from us about your transaction and you consent to this contact. Message and data rates may apply.

2. Representations

All entries made by you on this Website constitute affirmative representations by you that the information provided is true and reasonable and that no information which would materially impact the truthfulness or reasonableness of the entry has been omitted.

3. Content

All content included on this Website, such as text, graphics, logos, images, audio clips, video, data, music, software, and other material (collectively “Content”) is property owned or licensed to us or the owned or licensed property of Our licensors and is protected by copyright, trademark, patent, or other proprietary rights. The collection, arrangement, and assembly of all Content on this Website is Our exclusive property and protected by U.S. and international copyright laws. We and Our licensors expressly reserve all intellectual property rights in all Content.

4. Use of site

This site is provided for personal, non-commercial use only, and any other use of this site and/or the content on this site is strictly prohibited and may constitute a violation of applicable copyright, trademark, and other laws in the United States and other jurisdictions. You agree that you will not use this site in a manner that violates applicable law or any provision of these Terms of Use. By navigating or using this site, you represent and warrant that you are eighteen (18) years of age or older and have the appropriate legal capacity to enter into legally binding contracts and you agree that you shall be responsible for and shall perform your obligations in respect of any transaction entered into by you through or in connection with such use.

5. No Reliance

While we endeavor to keep the information on this Website up to date and accurate, we make no warranties or representations as to the currency or accuracy of any information on this Website, and you are expressly advised not to take any action, or make any decision, in reliance on any statement contained on this Website. We may not be held legally responsible for any errors or omissions in the content of this Website.

6. Disclaimer of Contract

Except for these Terms and Conditions, no statement on this Website constitutes a separate contract, a representation or warranty, an offer to enter into a contract, or an offer of employment, and no statement by us on this Website is (or shall be deemed to be) incorporated by implication, reference or otherwise into any contract, or any employment relationship, of ours. The only terms and conditions applicable to performance by us are the terms and conditions expressly stated in a separate written agreement executed by us.


7. Privacy Policy 

You represent and warrant that you have read the Privacy Policy (the “Privacy Policy”), the terms of which are incorporated herein by reference, and you agree to any use of your personal information in accordance with the terms of the Privacy Policy. You understand that the terms of the Privacy Policy may be amended from time to time and agree to review any amendments to the Privacy Policy following the posting of those amendments on this site. Any access to or use of this site by you following the posting of any amendments to the Privacy Policy shall constitute your acceptance of those amendments.


8. Limitation of Liability and Disclaimer of Warranties

Your use of this Website is entirely at your own risk. Neither We, our directors, our affiliates, nor any other party involved in creating, producing or delivering this Website will be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this Website, regardless of the theory or basis upon which damages are claimed. The content and functionality of this Website is provided to you AS IS AND WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. Some states may not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

9. Damage to Property

Electronic communications, databases and websites are subject to errors, malfunctions, tampering and break-ins, and their use may result in damages to the user’s systems or operations. We assume no responsibility for, and shall not be liable for any damages to your computer equipment or your software or other property, even if that is caused by your access to or use of this Website or your downloading of any materials (including any text, images, video or audio) from this Website. It is your responsibility to use appropriate measures, such as virus-detection software, to protect your information technology assets.

10. Termination

We reserve the right, without notice, and in our sole discretion, to terminate your use of this Website, and to block or prevent future access to and use of this Website if you violate any of these Terms and Conditions. Upon such termination, your right to use this Website will immediately cease. You agree that any termination of your access to or use of this Website may be effected without prior notice, and that we may immediately deactivate or delete your password and user name, if any, and all related information and files associated with it, if any, and/or bar any further access to any such information or files. You agree that we shall not be liable to you or any third party for any termination of your access to this Website.

11. No Unlawful or Prohibited Uses

This Website may only be used for lawful purposes. As a condition to your use of this Website, you warrant to us that you will not use this Website for any purpose that is unlawful or prohibited by these Terms and Conditions.

You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of your identity and to compare information you have provided to Law First Finance with your wireless operator account profile information for the duration of the business relationship. See our Privacy Policy for how we treat your data.

12. Cookies

A cookie is a small data file that is placed on the hard drive of your computer when you visit a website. A “session cookie” expires immediately when you end your session (i.e., close your browser). A “persistent cookie” stores information on the hard drive so when you end your session and return to the same website at a later date, the cookie information is still available. A web beacon is a small string of code that represents a clear graphic image and is used in conjunction with a cookie.

When you visit our Website, we may use both a session and a persistent cookie. This cookie may contain information (such as a unique user ID) that is used to track your usage of our Website and in some cases, your e-mail address. A web beacon allows us to capture certain additional types of information about a visitor’s actions on a web site, such as a visitor’s cookie number, the time, date, duration and number of page views, a description of the page where the Web beacon is placed, and details about any items that were purchased.

13. Mobile Privacy

We offer mobile applications (commonly known as “apps”) that allow you to provide personal information such as images of documents to us. All personal information collected by us via our mobile application is protected by our privacy policy.

14. Indemnification and Defense

As a condition of the use of this Website, you agree to defend, indemnify, and hold us harmless and its respective employees, directors, officers, agents, vendors, and suppliers from and against any liabilities, losses, investigations, inquiries, claims, suits, damages, costs, and expenses (including, without limitation, reasonable attorneys’ fees and expenses) (each, a “Claim”) arising out of or otherwise relating to your use of this Website, including without limitation any User Content submitted by you and Claims alleging facts that if true would constitute a breach by you of these Terms and Conditions.

15. Miscellaneous

These Terms and Conditions, including policies and information linked from or incorporated herein, constitute the entire agreement between you and us with respect to this Website and supersede all prior or contemporaneous communications, agreements, and proposals with respect to this Website. No provision of these Terms and Conditions shall be waived except pursuant to a writing executed by the party against whom the waiver is sought. No failure to exercise, partial exercise of, or delay in exercising any right or remedy under these Terms and Conditions shall operate as a waiver or estoppel of any right, remedy, or condition. If any provision of these Terms and Conditions is held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions will not be affected or impaired. You may not assign, transfer, or sublicense any of your rights or obligations under these Terms and Conditions without our express prior written consent. We will not be responsible for failure to fulfill any obligation due to causes beyond our control.

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