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Meet The Team

tim - president - finance and operations.jfif

Timothy Harner

President at Law First Finance


Tim Harner has been in the structured settlement space since 2011. Tim works with both the insurance company that issues the structured payouts and their assigned counsel. Tim also works directly with private investors and the financial institutions who look to assume structured payouts.

When Tim is not working on the backend side of the business, he is coaching wrestling locally at Upper Merion School District. He coaches at both the high school level as an assistant coach and at the club level as an individual instructor.


President – Finance and Operations Manager

2017 – Current


Senior Account Manager – Lottery and Structured Settlements

2015 – 2017


Account Manager - Lottery Annuities

2014 – 2015

Account Manager – Structured Settlements

2011- 2014

alex - kalivas - sales director.jfif

Alex Kalivas

Sales Director at Law First Finance


Quality-focused sales driver. Alex takes pride in achieving consistent results, identifying problems and opportunities, and effectively resolving issues. With 12 years of structured settlement sales experience, there isn’t a problem Alex has not seen.

Alex works directly with prospective structured pay out sellers and the outside counsel who process our transactions. Outside of processing, Alex has worked with 100 plus account managers in securing these transactions. Alex has processed over 2000 structured settlement transactions Nationwide.


Sales Director – Structured Settlements and Lottery Annuities

2018 - Current


Sales Operations – Structured Settlements and Lottery Annuities

2014 – 2018


Account Manager - Structured Settlements

2005 – 2014

Modern Office Building

Law First Finance works with a variety of clients in the industry. Give us a call today to find out more about whether selling your structured settlement or annuity is the right decision for you.

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